As I was saying yesterday what you can achieve with the right help are things that are literally life changing. The homeless charity crisis have an award scheme called changing lives it gives grants to people that wouldn't necessary get the help they need anywhere else. They help people with college fees or things they need to get a head start. Starting a small business which as most people know is one of the hardest things to do but thanks to the support of Barclays they have made things possible for so many people like myself who without their help I wouldn't have been able to go to college or for the man in Reading start his own gardening business. I am truly grateful for the help I received personally. When you have had nothing and suddenly you have the help and advice that's needed it can change everything about your life.