04 April, 2005
I WANT TO BUY A PIPE DREAM HOUSE
Am I living in cloud cookcoo land? Because I would love to buy my own house. Is this the pipe dream that most people have? I suppose I can dream can't I? I hear that there are going to be one million new houses built for first time buyers. Hey! I'm a first time buyer, I don't have a penny to my name only £55 a week unemployment benefit, which never comes on time and it only last me two days at most and I still owe my friends a lot of money. But still at least I am a first time buyer. I wonder can I buy it with monopoly money? That would be great wouldn't it? Jesus Christ! What am I saying? I have no chance in hell of buying a house. Line up ten no, make that thirty thousand people and if I steal forty pound off every one I might be able to afford a house, only just though. I know what I'll do I'll buy a garden shed should only cost me £90. No wait a minute, that's no good the council will only charge me £1200 a year and that would be the lowest council tax. So it would actually cost me to live in a shed. Better off the way I am now. No wonder people get so angry with things. First time buyer no thanks I'll stick to my pipe dream.
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3 comments:
I agree jamie. I am a professional worker earning a decent salary and living with my partner. Even on 2 salaries we were unable to even think about buying in London on the open market. We were really lucky and were eligible to buy a Shared Ownership property - one of the government's favourite things to talk about at the moment. It was great for us and we are now on the property ladder - but we earn almost £60,000 a year between us so where does that leave those who really are on low salaries, never mind those on benefits.
Shared Ownership is a great buzzword for the campaign period but I can not see how it is going to make any difference at all to homeless people, only to those for whom the property ladder is just inches too high.
I can pay a mortgage, but how can I save up for a deposit AND save up for my old age? The, I would like a holiday once in a while and a life!
I also work, but there is no way that I can afford to save up for a deposit to buy a house or even get a morgage for that matter. I think I missed my chance to get on the property ladder and now it seems to be too late.
All the government can talk about is 'shared ownership' which for me as a single person this is not a reality.
It looks as if I will be renting (paying somebody else's morgage) for the rest of my life.
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